Which payment solution is best for your e-commerce?
Increased sales, satisfied repeat customers, and high order values. With the help of a smooth payment solution that connects your brand with ease and efficiency, this can become a reality. It should be easy for the customer, with no worries in sight. An appealing checkout, combined with smart call-to-actions and unique customer offers, can significantly increase the conversion rate.
There are numerous payment solutions available online. They can be combined in many different ways, and a large number of providers offer smooth, smart, and flexible setups. When choosing a payment solution for your business, you must consider several factors, including your own preferences, transaction fees, support options, legal requirements, and technology, among others. And, of course: what your customers need and prioritize.
You know best which parameters are most important to your customers - such as speed, ease, security, and trust. According to Postnord's e-barometer, an increasing number of customers are abandoning online purchases. One reason could be that the webshop does not offer the payment option the customer prefers, highlighting the importance of choosing the right payment method for your target audience.
Here at BusinessWith, we help you navigate through a variety of checkout solutions. With our smart system, you can filter and compare payment services and find the best payment solution for your business. Think like a customer when choosing a payment solution - it will support you in selecting the right payment solution for your company.
Quick Guide
Related categories to Payment Processing Software
E-Commerce PlatformsCMS PlatformsPayment Processing SoftwareProduct Information Management SoftwareWebshopList of 74 different Payment Processing Software
The Nordic region's largest provider of customised payment systems. Svea Checkout offers companies a complete payment system that can be easily implemented and customised to suit their needs.
Resurs Checkout offers a flexible payment solution with no fixed costs. Instead, fees are deducted at each debit, which helps to facilitate the company's cash flows. Factoring functionality allows the company to sell its invoices quickly and easily.
Nets offers a cloud-based and easy-to-implement payment solution that creates a frictionless payment process for customers, with ready-made integrations to e-commerce platforms, leading to higher conversion and more satisfied customers.
A simple and popular POS system that allows you to invoice online, send payment links to get paid remotely, and send digital receipts and store them in the cloud.
Verifone offers customisable payment solutions for businesses of all sizes. With user-friendly tools for both e-commerce and physical stores, companies can use a single system for all payments.
With this POS system, you can handle everything from real-time sales reports to storing product information and much more. The system offers offline mode, so your business is not dependent on the internet and can take payments even when you lose connection to the internet. The system integrates easily with ERP systems and collects customer information to improve your customer experience. Your cust...
ABN AMRO offers banking and payment solutions, services for customers and businesses, and digital channels for payments, services and advice.
Platform for accepting, processing and paying out payments with risk management, data analyses and financial products in one system.
A unified platform to accept international payments, open multi-currency accounts, manage FX & transfers and integrate cards and billing via APIs and plug-ins.
AltaPay is a cloud-based payment platform that unifies all your organisation's payment channels in one place. The system makes it possible to accept payments online, in-store and via mobile in a simple and secure way. With AltaPay, you don't have to deal with multiple payment providers and integrations as everything can be managed centrally from one platform.
Amazon Pay is an online payment solution that lets customers use their Amazon account to pay on merchants’ sites, with integrations, fraud protection and partner plugins.
Authorize.net is a Visa payment gateway that offers card payments, eChecks/ACH, digital wallets and fraud protection to handle payments quickly and securely.
A system for corporate payment solutions that makes it easy and smooth for your customers to make their purchases. With ready-made plug-ins and open API, implementation is fast.
Barclaycard provides card readers, payment processing, fraud protection and business card products to help businesses accept and manage payments securely and reliably.
Betalingsplatform.dk is a unified payment management solution that enables businesses to manage multiple payment methods, transactions and channels from one centralised system. The platform aggregates payments across online, physical payments and payment links, giving organisations a single overview of their entire payment flow. The solution is designed to simplify payment infrastructure and reduc...
Billink offers post-payment: consumers receive their order first and pay within 14 days via the Billink app or invoice. Integrations via API/plugins for web shops are available.
This payment solution simplifies the payment process for your digital customers. With a plug-and-play connection to many e-commerce platforms, with no binding period, the company can quickly and easily get started with Billmate Checkout.
Billwerk+ is a powerful recurring payment and subscription management solution, designed to optimise and streamline payment processes for businesses. The platform supports a wide range of payment methods-over 50 in total-including credit cards, mobile payments, bank transfers and more, making it ideal for businesses operating in the Nordic and European markets. Whether a business needs a simple p...
Bluem offers a modular platform for payments, identification, credit and compliance, with API integrations, dashboard and batch processing to automate processes and keep them compliant.
Bottomline offers secure, comprehensive payment processing, AP/AR automation and cash management solutions that simplify operations and reduce fraud.
Buckaroo offers an omnichannel payment platform with 40+ payment methods, ATMs (buy/lease/rent), recurring payments, credit management and API/plugins for webshop integrations.
bunq offers a mobile banking app with multiple accounts (IBANs), cards, savings, investment, crypto, direct international payments and 24/7 support.
A modular, API-first payments platform offering unified payments, hosted pages, payment links, SDKs, fraud and identity tools, and global acquiring to boost acceptance and simplify payments.
An integrated platform with messaging, service, marketing, payments and Agentic AI (HALO) to automate calls, accept payments and leverage customer data in real time.
An all-in-one global payments platform to collect, pay, convert currencies, manage FX risk, access credit lines and integrate via APIs and mobile apps.
Ecster pay is a seamless payment solution that is well suited for both the e-merchant and the physical store. Thanks to the user-friendly and integrated system, the payment process is fast and smooth for both the customer and the seller.
Card machines, mobile terminals, payment gateway, Pay By Link, virtual terminal and Elavon Connect reporting portal for real-time payments management and PCI-compliant security.
A user-friendly and secure payment and corporate banking solution with Dutch IBANs, physical/virtual cards, billing, cashback and international transfers.
Fresto is an all-in-one cloud-based platform for restaurants, cafés, bars and similar businesses. The system combines POS, table reservations, online bookings, payments, gift cards, feedback and analytics in one solution. Fresto simplifies daily operations by bringing together orders, payments and customer interactions in one place, while providing tools for inventory management and customer engag...
Accept payments in person, online or on the move with card machines, POS systems, payment links, APIs and unified commerce tools for fast settlement and fraud protection.
A payments platform specialising in ACH and bank debit (direct debit) with API, hosted payment pages, integrations and tools to automate collection, retries and reconciliation.
A smart business account with fast onboarding (IBAN and card within 3 hours), expense management, automatic bill payment, accounting links, cashback and 24/7 support from real people.
Hygglig offers a simple payment solution with no lock-in period and no fixed monthly costs. The system supports all the popular payment options and can be easily integrated with the company's e-commerce platform.
iDEAL is a secure online payment method that allows consumers to pay directly through their own bank; soon to be part of the European Wero solution for cross-border payments.
Klarna provides buy-now-pay-later, instalments, cards, and checkout tools that let customers pay in 4, in 30 days, or over time, plus apps and marketing tools to boost conversion.
Software-driven payment platform: API and portal access for accounts, deposits and withdrawals, cards, risk & fraud protection and global payment processing.
Mollie provides card, local payment methods, bank transfers, Checkout, recurring payments, invoicing, payment links, terminal/tap-to-pay and developer APIs to embed payments.
MobilePeople offers a flexible and digital payment platform that enables organisations to receive and process payments across multiple channels in one unified solution. The system supports card payments, MobilePay, Betalingsservice and account-to-account transfers, giving customers the freedom to pay via the method that suits them best. The platform can be integrated directly into existing systems...
Neteller is a multicurrency e-wallet offering instant online payments, bank transfers, card processing, money transfers and mobile apps.
Noda provides an API-first payment platform for instant payments, streamlined checkouts and integrations to e‑commerce — built to reduce costs and simplify transaction flow.
A scalable payment platform supporting cards, bank transfers, wallets, cryptocurrencies and flexible payment options (including Pay-by-link and BNPL) through a single integration and with 24/7 support and optimisation.
OnPay is a modern payment gateway that makes it easy for webshops to accept online payments through a stable and secure payment flow. The system connects merchant and acquirer in one solution, allowing businesses to handle card payments and digital payment methods without unnecessary complexity. The platform is built to make payment processing simple and technically easy to implement, while suppor...
Pay. offers more than 50 payment methods, omnichannel integration, real-time dashboards and APIs for fast payment acceptance in the Netherlands and Europe.
PayByLink is a SaaS solution to send payment links via email, SMS or QR code, including SEPA authorisations, direct debits, partial payments and API integrations.
A cloud-native, API-first card issuing and processing platform enabling virtual and physical cards, multi-currency accounts, real-time data insights and fast market launches.
A merchant services provider offering card machines (portable, mobile, countertop), payment gateway, pay-by-link and integrated EPOS connectivity.
End-to-end payments solution by PayPal (Braintree) offering card, digital wallets, local methods, fraud protection, sandbox testing and orchestration.
A networked payment solution enabling bill payments, cash deposits/withdrawals, voucher cashouts and parcel services through thousands of UK retail locations and integrations for banks and service providers.
PayPro offers an all-in-one payment platform: payment pages, recurring payments (SEPA, PayPal, credit card), API links and accounts receivable management, plus affiliate marketing and extensive integration capabilities.
With Payson Checkout, the company gets access to a user-friendly and smooth payment solution. With support for all popular payment methods such as card payment, invoice and Swish.
Payt provides a SaaS platform for automated invoicing, tracking and multiple payment methods (such as iDEAL), with integrations and insight into payment statuses.
A versatile online payment service. You get a multi-purpose payment solution with comprehensive payment options, fast settlements and high-quality risk management processes. More than 20 000 customers use the payment service. Our reliable service is the choice of the largest operators in Finland.
A Payzone terminal and Payzone Plus service enabling retailers to accept card payments, process utility and council bill payments, top-up mobiles and offer parcel and ticketing services.
Pensopay is a Danish payment solution that makes it easy for webshops and businesses to accept online payments. The platform combines payment gateway and acquiring agreement in one solution and supports popular payment methods such as card payments, MobilePay, Apple Pay and Google Pay as well as several local and international payment solutions.
Qliro offers a complete payment solution, for large and small e-retailers, that simplifies the buying process and drives your sales. Our focus is on customer experience, flexibility and growth. With Qliro, you get a high-conversion checkout and the most popular payment methods on the market. With Qliro, your customers get a first-class shopping experience.
Quickpay POS Acquiring is a payment solution that enables businesses to consolidate both online and physical payments into one unified platform. The solution supports in-store payments via terminals and SoftPOS as well as online payments, giving businesses a more coherent and flexible payment infrastructure across channels.
An automated payment solution that can be integrated with the company's business system. Qvalia's platform can be integrated with the company's financial system and automatically keeps track of reminders, reconciliations and reporting.
Rapyd provides a single platform to accept, send and manage funds worldwide: card acquiring, 900+ payment methods, payouts, global accounts, hosted checkout and developer APIs.
ReturnFlows is a platform that helps companies manage returns, complaints and associated payments in a simple and clear way. The system provides a complete overview of the returns process, so companies can easily follow each case from the moment the customer sends the item back to the end of the process. ReturnFlows also makes it possible to automate and manage refunds, credit note issuance and pa...
Riverty is a fintech payment platform for post-payment, installment, direct debit and payment management via app and integrations with e-commerce platforms.
Rocker Pay transforms e-commerce with smooth and secure payment solutions. Offering flexible pricing and support for all popular payment methods, we simplify transactions for both businesses and consumers. Choose Rocker Pay and experience the future of payments today!
Skrill provides a digital wallet for online payments and transfers, supporting cards, bank transfers, multi-currency transfers, app access and integrations for merchants and gaming operators.
Square Online is well suited for the company that wants a user-friendly solution for its online store. With features like Facebook marketing, keyword optimisation, and SSL support, your online store will be efficient, smooth, and secure.
Stripe has made collecting credit cards and other payment methods a hassle-free task with its powerful integration suite. So they rightly claim that "we build everything needed to build websites that accept payments and send payments worldwide". And what's the best part? All this is done by giving the highest possible priority to security. So businesses can easily overcome any fraud, send invoices...
Stripe provides a unified, API-first payments solution with checkout UIs, payment links, fraud prevention, payouts, billing, invoicing and tools to scale globally with many local payment methods.
SumUp is a payment solution offering card payments, POS software, payment links, invoicing, banking features and hardware (card readers, registers and kiosks) with transparent flat-rate fees.
Swedbank offers companies a complete and ready-made payment solution. Saved customer details, support for Swish and card payment make the purchase process simple and smooth.
One of the most popular payment solutions on the market. Trustly supports a variety of payment methods and can be easily integrated with the company's e-commerce platform, as well as collect valuable data from customers.
Trustly provides Pay by Bank technology—instant bank payments, payouts, account authentication and consumer insights via a developer-first Open Banking platform.
A cloud-native, microservice-based platform for issuance, processing, risk and analytics - configurable APIs for virtual and physical cards, fraud protection and portfolio management.
Vibrant is a unified payment platform that helps businesses accept and manage payments both physically in-store, online via webshop and directly from invoices or payment links in one solution. The system provides a real-time overview of all transactions, integrates with existing POS and financial systems and makes it easier to handle payments, reporting and financial management from one place. Wit...
Worldline Omnichannel is an advanced solution that enables a unified and seamless commerce experience for retailers. The platform integrates different channels, including physical stores, online stores and mobile platforms, to create a cohesive commerce journey. Core features include unified inventory management, integrated payment processing, customer analytics and efficient order management.
Worldpay provides global payment processing, terminals, gateway services, alternative payment methods, tokenization and developer APIs to accept and manage payments across channels.
WorldRemit is an online money transfer service and mobile app that lets users send funds internationally quickly and securely, showing fees and exchange rates upfront and providing tracking and 24/7 support.
Payment Solution, Payment Method, and Payment Provider – We Explain the Terms
Shopping online should be easy. However, today there are countless payment providers, payment solutions, and payment methods. The choices are many for you as a business owner. It’s not always easy to keep up, not even for those of us in the industry. With our guide, you will quickly get a grasp of the basics.
What is a payment provider and what is a payment solution?
A payment provider offers one or more payment methods (more on that further down the page). Sometimes the provider only offers their own, sometimes also others'.
A payment provider often refers to their payment methods and any packages as payment solutions. The dominant provider is Klarna, which offers several different packages. Klarna Checkout is a popular payment solution that includes several payment methods: Klarna invoice, direct payment via bank, and card payment. Swish is another popular provider, offering two payment solutions: “Swish for businesses” and “Swish for commerce.” There are many others, with different types of offers, which you will notice when using our comparison service.
You can choose one or more payment providers and one or more payment solutions for your site.
What is a payment method?
Payment methods are the ways used for payment. There are several different methods, such as credit or debit cards, invoices, SMS, and cash on delivery, to name a few. Direct payment via Swish, Apple Pay, or online banking is popular.
For a long time, card payments have dominated, but fewer and fewer customers are choosing that. At the same time, more and more prefer invoice services in connection with e-commerce, according to a report from the employer organization Svensk Handel. This can, according to the survey, be explained by the increasing use of Klarna.
8 out of 10 prefer to verify their payments through mobile Bank ID, with women doing so to a slightly greater extent than men, according to the report. For those who want to delve deeper, we recommend studies from Svensk Handel, which regularly reports on the development of commerce.
Stay Updated
If you run an e-commerce, you need a checkout that works every time, that is secure and inspires trust.
When choosing what is best for you and your business: calculate the cost of the method you choose. Include start-up costs, monthly fees, and the cost of individual transactions in your calculations.
BusinessWith helps you find the best payment solution for your company or organization. Welcome to compare payment solutions directly!









































































